Several states are also issuing free COVID-19 tests to residents, including Colorado, Iowa, Connecticut, Washington, New Jersey, Maryland, Ohio, Oregon, Massachusetts and New Hampshire. Follow the links below for information about at-home COVID test reimbursement for the five US carriers with the largest memberships.
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You can find the full breakdown of how the insurance coverage and reimbursement process works here. That reimbursement is capped at $12, so you may have to pay something depending on what test you buy and where. Though the Biden plan is not retroactive, some states - including Vermont - required insurers to start covering at-home kits earlier.Ĭarriers will typically front the cost at in-network pharmacies and reimburse members who buy them out-of-network.
If an individual has been directed to undergo COVID-19 testing by their medical provider because of underlying health conditions or other factors, there is no limit to the number of tests covered. In January, the Biden administration mandated health insurance companies cover the cost of eight at-home antigen tests per month. Will my health insurance cover COVID test kits?
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Here's everything you need to know about getting all the free at-home COVID-19 test kits your household needs.įor more, get the latest on the best masks, how to pick the right booster shot and how to tell the difference between COVID, the flu and a cold.
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